Karamjit founded Credo Real Estate in 2002 after years of real estate consultancy and marketing experience from work at Henry Butcher Appraisal Group, Colliers Jardine and Jones Lang LaSalle.

He holds a first-class honours degree in finance from the National University of Ireland, an Advance Diploma in Real Estate & Property Management and a Diploma in Business Administration.

Hong Boon joined Credo Real Estate as Executive Director in 2004, bringing years of real estate experience spanning valuation, research, consultancy, investment sales and advisory from work at the Chief Valuer’s office, and senior roles at the then Debenham International and Knight Frank.

He graduated with a honours degree in Estate Management from the National University of Singapore and holds an MBA in Financial Studies from the University of Nottingham, U.K. He is a licensed valuer and a member of the Singapore Institute of Surveyors and Valuers (SISV).

Choon Fah joined Credo Real Estate as Executive Director in 2004 , with years of real estate experience in sales and leasing, project advisory, valuation and consultancy. She started her career in the then Jones Lang Wotton and moved on to Colliers Jardine, SembCorp Construction in Wuhan, China then back to Colliers and later DTZ.

She holds an Estate Management degree from the National University of Singapore and a Certified Diploma in Accounts and Finance from the Association of Chartered Certified Accountants. She is a licensed valuer and a member of the Singapore Institute of Surveyors and Valuers (SISV).

Thow Ming is the Executive Director and H.O.D of Residential Services, Credo Real Estate. He has 18 years of experience in the real estate industry in different capacities and was involved in development, consultancy and agency portfolios. He held key management positions in CB Richard Ellis and Far East Organization, building and managing sales teams, and led efforts in marketing premier residential developments.

His key projects include Scotts Square by Wheelock, Nassim Park Residences by Kheng Leong/UOL, and The Greenwood, The Clift, Central, GardenVista, Vida, Boulevard Vue, all by Far East.

He holds an MBA in Real Estate and an BSc, both from the National University of Singapore.

Joan will head the new valuation department at Credo Real Estate with effect from June 2010, bringing with her 20 years of valuation experience having worked in TLB Management Services, a subsidiary of Tat Lee Bank, DBS Property Services, Benchmark Real Estate and CKS Property Consultants.

She has carried out valuation for all types of properties ranging from residential properties to office buildings, shopping malls, industrial assets, hotels and development sites for purposes such as financing, accounting, sale and purchase, public listing, insurance, taxation and corporate recovery. She has also acted in the capacity of an expert witness in mediation and litigation cases.

She holds a degree in Estate Management from the National University of Singapore and is a licensed valuer.

Irinn was appointed Associate Director of Credo Real Estate’s Auction department in 2008 bringing years of experience in auction, consultancy and marketing with her.

She started her career with Ngee Ann Polytechnic's Estate Department, managing the staff residences of the institution. She later joined the then Jones Lang Wotton's retail department and subsequently moved on to auction department. Prior to joining Credo, she was with DTZ's auction team handling various type of properties for private owners, banks and institutions.

She holds a Diploma in Building Management from Ngee Ann Polytechnic.